*{box-sizing:border-box}
:root{--bg:#f6f2eb;--surface:#fff;--surface2:#fcfaf7;--goldSoft:#f5ecdc;--text:#171717;--text2:#403a33;--muted:#6d665c;--line:#e7dfd3;--gold:#b4873c;--goldDark:#875f22;--shadow:0 16px 44px rgba(39,31,20,.07);--max:980px}
html{scroll-behavior:smooth}
body{margin:0;background:radial-gradient(circle at 0 0,rgba(180,135,60,.08),transparent 28rem),linear-gradient(180deg,#fbf9f5,var(--bg));color:var(--text);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI Variable","Segoe UI",Helvetica,Arial,sans-serif;line-height:1.72;-webkit-font-smoothing:antialiased}
a{color:var(--goldDark)}
.shell{width:min(var(--max),calc(100% - 28px));margin:0 auto;padding:20px 0 60px}
.siteNav{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-bottom:14px;padding:10px 12px;border:1px solid var(--line);border-radius:18px;background:rgba(255,255,255,.9);box-shadow:0 6px 20px rgba(39,31,20,.05)}
.brand{font-weight:850;font-size:18px;letter-spacing:-.04em;color:var(--text);text-decoration:none;padding:7px 8px}.brand small{display:block;color:var(--goldDark);font-size:9px;letter-spacing:.03em;margin-top:-2px}
.navLinks{display:flex;gap:4px;flex-wrap:wrap;justify-content:flex-end}.navLinks a{padding:8px 10px;border-radius:11px;color:var(--text2);text-decoration:none;font-size:12px;font-weight:720}.navLinks a:hover,.navLinks a[aria-current="page"]{background:var(--goldSoft);color:var(--goldDark)}
.hero{padding:clamp(24px,4vw,42px);border:1px solid var(--line);border-radius:30px;background:rgba(255,255,255,.95);box-shadow:var(--shadow);margin-bottom:14px}
.eyebrow{display:inline-flex;padding:6px 10px;border:1px solid var(--line);border-radius:999px;background:var(--goldSoft);color:var(--goldDark);font-size:10px;font-weight:850;letter-spacing:.09em;text-transform:uppercase;margin-bottom:14px}
h1{font-size:clamp(34px,6vw,56px);line-height:1.02;letter-spacing:-.055em;margin:0 0 16px;max-width:850px} .lead{font-size:clamp(16px,2.2vw,19px);line-height:1.65;color:var(--text2);max-width:790px;margin:0}
.meta{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px;color:var(--muted);font-size:12px}.meta span{padding:7px 10px;border:1px solid var(--line);border-radius:999px;background:var(--surface2)}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:14px;align-items:start}.article,.sideCard,.hubCard{border:1px solid var(--line);border-radius:24px;background:var(--surface);box-shadow:0 6px 20px rgba(39,31,20,.04)}.article{padding:clamp(22px,4vw,38px)}.side{display:grid;gap:12px;position:sticky;top:14px}.sideCard{padding:17px}.sideCard strong{display:block;margin-bottom:9px;font-size:13px}.sideCard a{display:block;padding:7px 0;color:var(--text2);font-size:12px;text-decoration:none;border-bottom:1px solid #f0ebe3}.sideCard a:last-child{border-bottom:0}.sideCard a:hover{color:var(--goldDark)}
h2{font-size:clamp(24px,3.4vw,32px);line-height:1.15;letter-spacing:-.035em;margin:38px 0 12px}h2:first-child{margin-top:0}h3{font-size:18px;line-height:1.25;letter-spacing:-.02em;margin:26px 0 8px}p{margin:0 0 15px;color:var(--text2)}ul,ol{padding-left:22px;color:var(--text2)}li{margin:7px 0}.note,.example,.warning{margin:22px 0;padding:17px 18px;border-radius:18px}.note{background:#f6f3ed;border:1px solid var(--line)}.example{background:var(--goldSoft);border:1px solid #dfcfb5}.warning{background:#fff8ee;border:1px solid #ead6b3}.note strong,.example strong,.warning strong{display:block;margin-bottom:6px}
.tableWrap{overflow:auto;margin:20px 0;border:1px solid var(--line);border-radius:16px}table{width:100%;border-collapse:collapse;background:#fff;font-size:13px}th,td{text-align:left;padding:12px 13px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f8f4ed;color:var(--text);font-size:11px;text-transform:uppercase;letter-spacing:.04em}tr:last-child td{border-bottom:0}
.formula{padding:17px;margin:20px 0;border:1px solid var(--line);border-radius:16px;background:#171717;color:#fff;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:13px;overflow:auto}.formula span{color:#ead7ae}
.cta{margin-top:32px;padding:22px;border-radius:20px;background:#171717;color:#fff}.cta h2{color:#fff;margin:0 0 8px;font-size:23px}.cta p{color:#ddd;margin-bottom:14px}.cta a{display:inline-block;padding:10px 14px;border-radius:12px;background:#d4a75a;color:#171717;font-weight:800;text-decoration:none}
.related{margin-top:14px;padding:24px;border:1px solid var(--line);border-radius:24px;background:#fff}.related h2{margin:0 0 15px}.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.cardLink{padding:15px;border:1px solid var(--line);border-radius:15px;text-decoration:none;color:var(--text);background:var(--surface2)}.cardLink strong{display:block;margin-bottom:5px}.cardLink span{display:block;color:var(--muted);font-size:12px}.footer{text-align:center;color:var(--muted);font-size:12px;padding:26px 0 0}.footerLinks{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-bottom:8px}.footer a{color:inherit;text-decoration:none}.footer a:hover{text-decoration:underline}
.hubGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.hubCard{display:block;padding:22px;text-decoration:none;color:var(--text)}.hubCard:hover{border-color:#d9cdbb;transform:translateY(-1px)}.hubCard .tag{color:var(--goldDark);font-size:10px;font-weight:850;letter-spacing:.08em;text-transform:uppercase}.hubCard h2{font-size:22px;margin:8px 0}.hubCard p{font-size:13px;margin:0}.hubCard .arrow{display:block;margin-top:13px;font-size:12px;font-weight:800;color:var(--text2)}
.breadcrumb{margin-bottom:12px;color:var(--muted);font-size:12px}.breadcrumb a{color:var(--muted);text-decoration:none}.breadcrumb a:hover{color:var(--goldDark)}
@media(max-width:820px){.layout{grid-template-columns:1fr}.side{position:static;grid-template-columns:1fr 1fr}.hubGrid,.cards{grid-template-columns:1fr}}
@media(max-width:600px){.siteNav{align-items:flex-start;flex-direction:column}.navLinks{justify-content:flex-start}.hero{border-radius:22px}.article,.related{border-radius:20px}.side{grid-template-columns:1fr}.shell{width:calc(100% - 18px)}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.toolGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.toolCard{display:block;padding:22px;border:1px solid var(--line);border-radius:20px;background:var(--surface);color:var(--text);text-decoration:none;box-shadow:0 6px 20px rgba(39,31,20,.04)}.toolCard:hover{border-color:#d5c4a9;transform:translateY(-1px)}.toolCard .tag{display:inline-flex;padding:5px 8px;border-radius:999px;background:var(--goldSoft);color:var(--goldDark);font-size:9px;font-weight:850;letter-spacing:.07em;text-transform:uppercase}.toolCard h2{font-size:22px;margin:10px 0 7px}.toolCard p{font-size:13px;margin:0}.toolCard .arrow{display:block;margin-top:14px;font-size:12px;font-weight:800;color:var(--goldDark)}.toolPanel{padding:clamp(20px,3vw,30px);border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:0 6px 20px rgba(39,31,20,.04)}.fieldGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.field label,.fieldTitle{display:block;margin-bottom:6px;color:var(--muted);font-size:11px;font-weight:800;letter-spacing:.03em}.field input,.field select,.field textarea{width:100%;padding:12px 13px;border:1px solid var(--line);border-radius:12px;background:#fff;color:var(--text);font:inherit}.field textarea{min-height:110px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid rgba(180,135,60,.25);border-color:#c9ad7d}.toolActions{display:flex;gap:9px;flex-wrap:wrap;margin-top:14px}.toolBtn{border:0;border-radius:12px;padding:11px 15px;background:#171717;color:#fff;font-weight:800;cursor:pointer}.toolBtn.secondary{background:var(--goldSoft);color:var(--goldDark);border:1px solid #dfcfb5}.employeeRows{display:grid;gap:9px;margin-top:12px}.employeeToolRow{display:grid;grid-template-columns:1.5fr .7fr .7fr auto;gap:8px;align-items:end;padding:11px;border:1px solid var(--line);border-radius:14px;background:var(--surface2)}.employeeToolRow input{width:100%;padding:10px;border:1px solid var(--line);border-radius:10px;background:#fff}.removeMini{width:38px;height:38px;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;font-size:18px}.resultGrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:16px}.methodResult{padding:15px;border:1px solid var(--line);border-radius:16px;background:var(--surface2)}.methodResult strong{display:block;margin-bottom:8px}.methodResult .sum{font-size:18px;font-weight:850;margin-top:10px}.miniRows{display:grid;gap:6px}.miniRow{display:flex;justify-content:space-between;gap:10px;padding:7px 0;border-bottom:1px solid #eee7dc;font-size:12px}.miniRow:last-child{border-bottom:0}.outputBox{margin-top:16px;padding:18px;border:1px solid #dfcfb5;border-radius:18px;background:var(--goldSoft);white-space:pre-wrap;color:var(--text2)}.choiceGrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.choice{padding:13px;border:1px solid var(--line);border-radius:14px;background:var(--surface2)}.choice label{display:flex;gap:9px;align-items:flex-start;cursor:pointer}.choice input{margin-top:4px}.scenario{margin:26px 0;padding:20px;border:1px solid var(--line);border-radius:20px;background:#fff}.scenario h3{margin-top:0}.quoteBox{margin:18px 0;padding:17px;border-left:4px solid var(--gold);background:#fbf7ef;border-radius:0 14px 14px 0;color:var(--text2)}@media(max-width:760px){.toolGrid,.fieldGrid,.choiceGrid,.resultGrid{grid-template-columns:1fr}.employeeToolRow{grid-template-columns:1fr 1fr}.employeeToolRow .nameTool{grid-column:1/-1}.employeeToolRow .removeMini{justify-self:end}}